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Rates

Deposit Service Rates

BANK OF GIBSON CITY

Visit any one of our Customer Service Representatives for more details concerning Bank of Gibson City's Deposit Service Products and Rates.

Rates are subject to change without notice. Rates Effective:

Savings and Checking Accounts


Certificates of Deposit


IRA's (Traditional & Roth IRA's)


*See account disclosure for assumptions on Annual Percentage Yield. Interest payment options may result in different APY.

Penalties for early withdrawal on Certificates of Deposit and IRA's:

  • Terms of one year and less: 30 days interest forfeiture
  • Terms over one year: 90 days interest forfeiture

Interest payment options for 91, 182 and 365-Day certificates:

  • To receive interest monthly balance must be 10,000.00 or more.
  • To receive interest quarterly balance must be 5,000.00 or more.

For 18 and 30-month certificates below 2500.00 the interest will be paid semi-annually.

Business Trusts, Partnerships, LLC and Corporations (For Profit) are not eligible for NOW or Super NOW accounts.